银行业务常用英语词汇以及对话

银行业务常用英语词汇以及对话

　　开支票账户 实用银行英语对话 双语

　　May：I’d like to open a current account.

　　我想开一个支票帐户。

　　Clerk：Certainly. May I see your social security and your ID, please.

　　好的。请给我社会保障卡和身份证好吗？

　　May：Here you are. I wonder how much interest can I earn from a current account.

　　在这里。我想知道支票户头可以赚取多少利息。

　　Clerk：Oh, current account don’t pay out interest.

　　噢！支票户头是没有利息的。

　　May：Why is that?

　　为什么这样？

　　Clerk：It’s primarily designed for business transactions. That is, writing checks to pay for bills, buying things and sending money. We won’t expect a large amount of deposit in a current account.

　　因为这是为了作交易而设的，就是用支票付欠单、买东西和寄钱等等。一般来说，支票户头里不会有大量存款。

　　May：I see. How do I draw money for my own use then?

　　原来这样，那么我如何提钱给自己用呢？

　　Clerk：In that case you can write yourself a cash check and draw money for yourself.

　　那样的话,您可以给开一张现金支票，然后自行取款就可以了。

　　咨询汇率 实用银行英语对话 双语

　　Bank clerk：Good Morning, sir. What can I do for you?

　　早上好，先生。请问有什么可以帮助您？

　　Terry：Yes, I'd like to change Australian dollars for RMB.

　　是的，我想把澳元换成人民币。

　　Bank clerk：How much do you want to change?

　　您想换多少？

　　Terry：I am not sure. What's the rate today?

　　我不敢肯定。今天的汇率是多少？

　　Bank clerk：It's 1 Australian dollar to 6.1 Yuan RMB.

　　1澳元兑6.1元人民币。

　　Terry：What was the rate yesterday?

　　那昨天的汇率呢？

　　Bank clerk：The rate was 1 Australia dollar to 6.5 Yuan yesterday.

　　是1澳元兑6.5元人民币。

　　Terry：Oh, the rate goes down.

　　哦，汇率跌了。

　　Bank clerk：It does, sir. Do you still want to have it changed now?

　　是的，先生。您还想换吗？

　　Terry：Let me think… Will the rate still go down tomorrow?

　　我想想……汇率明天还会跌吗？

　　Bank clerk：I don't know, sir. But it won't change much.

　　我不知道，先生。但不会有太大变化。

　　Terry：Well, I want to change 1000 Australian dollars for RMB.

　　嗯，我想换1000澳元。

　　Bank clerk：Okay. Please sign here in this form.

　　好的。请在这张表格上签个名。

　　Terry：OK.

　　好的。

　　Bank clerk：Here is the 6,100 RMB.

　　这是你的6100元人民币。

　　Terry：Thank you very much.

　　谢谢。

　　填写存款单 实用银行英语对话 双语

　　Bank clerk：Good morning, sir. Can I help you?

　　早上好，先生。我能帮您点什么吗？

　　Benjamin：Yes, I want to deposit 1000 Yuan in my bank account.

　　是的，我想在银行账户中存1000元钱。

　　Bank clerk：Please fill out this deposit form, first.

　　请先填一下这张存款单。

　　Benjamin：OK. Here you are. Any problem on that?

　　好的。填好了。有什么问题吗？

　　Bank clerk：No, that's fine. Do you bring your bankbook with you?

　　没有问题，很好。您带存折了吗？

　　Benjamin：Yes, I do. Here it is, and the cash.

　　带了。这是存折，还有现金。

　　Bank clerk：Wait a moment, please.

　　请等一等。

　　Benjamin：Sure.

　　好的。

　　Bank clerk：Is there anything else I can do for you?

　　您还需要其他帮助吗？

　　Benjamin：Yes. Can you tell me what the interest rate is now?

　　你能告诉我目前的`存款利率吗？

　　Bank clerk：The deposit rate is 0.8% every month.

　　存款利率是每月0.8%。

　　Benjamin：Thanks.

　　谢谢。

　　【对话详解】

　　1）deposit n. 存款；储蓄

　　I have some current deposit

　　我有些活期存款

　　2）fill out 填写

　　It took me quite a while to fill out the questionnaire.

　　填写那份问卷花了我好长一段时间。

　　信用卡付款 实用银行英语对话 双语

　　John：May I see those shoes, please?

　　我能看看那双鞋吗？

　　Salesperson：They're really a good buy. Here you are.

　　它们真的很值得买。鞋拿来了。

　　John：they aren't the latest style, are they?

　　这不是最新的款式是吧？

　　Salesperson：No, sir. But that's why they're a bargain.

　　是的，先生。但就是因为这样才会是特价品。

　　John：I see.

　　原来如此。

　　Salesperson：These are top-quality shoes.

　　这双鞋的质地非常好。

　　John：All right. I'll take them. Can I give you a check?

　　好吧。我就买这双。我可以用支票付款吗？

　　Salesperson：I'm sorry, sir. We do not accept personal checks.

　　对不起，先生。我们不接受私人支票。

　　John：A credit card?

　　信用卡呢？

　　Salesperson：Yes.

　　可以。

　　John：OK. Then charge it to my card, please.

　　好吧。就用我的信用卡付款吧。

　　Salesperson：All right, sir.

　　好的，先生。

　　银行卡出问题 实用银行英语对话 双语

　　Mary：Hello. Something is wrong with my bank card. Can you help me?

　　你好。我的银行卡出了点儿问题。你能告诉我怎么办吗？

　　Clerk：Yes, what's the problem?

　　行，什么问题？

　　Mary：Not a big problem, exactly. Just a mistake with my name. It should be issued as Steven，but the card is under the name "stheven".

　　其实也没什么大问题。就是我的名字上出了点儿差错。应该是“Steven”，但卡上的名子是“stheven”。

　　Clerk：Oh, I am very sorry about that. It's our fault. I will arrange for someone to correct it immediately.

　　噢，很抱歉。这是我们的失误。我马上安排人给您改过来。

　　Mary：OK, no problem. To err is human. I have two other cards I can use.

　　好的，没关系。人孰无过。我还有两张卡可以用。

　　Clerk：Anyway, we apologize for the inconvenience we have brought you. Please just wait for a moment, and it will be fixed.

　　不管怎样，我们还是得为给您带来的不便道歉。请稍等，马上就会处理好。

　　Mary：Thanks.

　　谢谢。

　　兑换比率 实用银行英语对话 双语

　　Bank clerk：May I help you?

　　请问有什么可以帮助您的？

　　Terry：Yes, can I cash my traveler's check here?

　　是的，我能在这儿兑换我的旅行支票吗？

　　Bank clerk：Of course, we'd be happy to cash it for you.

　　当然啦，我们很高兴能为您兑换。

　　Terry：What's the cashing rate?

　　兑换的比率是多少？

　　Bank clerk：Well, it's listed on the electronic board on the left. We cash it at present traveler's check buying rate.

　　比率都列在左边的电子榜上。我们是以现在旅行支票的买入比率兑换。

　　Terry：Oh, I see. How much it the service charge?

　　哦，我知道了。那服务费是多少？

　　Bank clerk：The service charge is 1% of the total amount of the check.

　　服务费是支票总额的1%。

　　Terry：Well, I'd like to cash these four checks for $100 each.

　　好的，我想换四张100美元的旅行支票。

　　Bank clerk：Would you please countersign them here?

　　您能在这儿复签一下吗？

　　Terry：OK, there you are.

　　好的，签好了。

　　Bank clerk：And your passport please.

　　您的护照？

　　Terry：Oh, I forgot to bring it. It is in my hotel room.

　　哦，我忘带了。它在我的旅馆房间里。

　　Bank clerk：Sorry, sir. We can't cash the checks for you without your passport.

　　对不起，先生。没有护照我们不能为您兑换。

　　Terry：Well, thanks. I will come again this afternoon, then.

　　谢谢，那我下午再来。