Business of Insurance Companies_英语周记

Business of Insurance Companies_英语周记商业保险公司250字

　　转眼间，岁月匆匆，眨眼间，一个星期已经过去，相信大家一定感触颇深吧，制定一篇周记吧。可是怎样写周记才能出彩呢？以下是小编为大家整理的Business of Insurance Companies_英语周记商业保险公司250字，仅供参考，希望能够帮助到大家。

　　Insurance netpanies do two types of business. One is general insurance against various forms of risk, and the other is long-term insurance which is mainly life insurance.

　　General insurers will agree to pay a person or netpany a sum of money in the event of something happening or not happening. It’s a big business today. If the project succeeds, shareholders in your netpany will expect to be paid a dividend. If you ask an insurer to underwrite your project, then he will require a payment in advance, a premium. If the project succeeds, he keeps the premium, but you don’t pay him anything else. Paying a premium to an insurer or underwriter is often cheaper than paying a dividend to shareholders. If fewer dividends are paid to shareholders, then more money can be kept as retention to finance the netpany’s next project.

　　Another type of insurance business is the life insurance. It differs basically from general insurance in that it is based not on risk but on certainty — the certainty that each of us will one day die. Life insurance is the basis of pension funds which provide for retirement and guard against other contingencies such as ill-health, but is best seen by the financial economist as a means of collecting many small savings to put together into large investments, in short, as a form of intermediation.